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Supplemental
Accident Insurance Coverage
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Supplemental
Accident Insurance Coverage
Fully Insured Accident Plans
Up
to $10,000 in Supplemental Accident Insurance Coverage per
Family Member.
The perfect complement to a Health Savings Account.
All online applications are
100% secure using SSL certified 128-bit encryption.
Since
the average trip to the emergency room can cost hundreds or
thousands of dollars, an accident plan is a perfect complement
to a high deductible
HSA-qualified health insurance plan. An accident
plan will reduce your deductible for an accident to only $100.
Any benefits paid for by your accident plan will also go towards
satisfying your family’s annual deductible for your HSA
plan.
HSA
for America offers three different accident
plans, each with only a $100 deductible:
- $5,000
Accident Plans - These plans offer $5,000 of coverage
per person any time you suffer an accidental bodily injury.
The individual plan is available from Wholesale Benefit
Association and cost $22 per month with a one-time $10
application fee. The family plan is available from
Affordable HealthCare Options (AHCO) and cost $24.95
per month with a one-time $30 application fee.
- $10,000
Accident Plan - This plan from US Benefits
Advisors offers $10,000 of coverage per family member
any time you suffer an accidental bodily injury, for just
$39.95 per month, plus a one-time $25 application fee.
To pick
the plan that is right for you, please review the following
details of each plan.
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$5,000
Accident Plan
Up
to $5,000 in Supplemental Accident Insurance Coverage
per Family Member
Coverage
Information
Accident
Medical Expense Benefit *
Amount:
$5,000 - subject to a deductible of $100.
The individual coverage is available through Wholesale
Benefit Association and the family plan is available
from Affordable HealthCare Options (AHCO).
They cover worldwide for 24-hours per day, and offers $5,000
of coverage per family member anytime someone suffers an
accidental bodily injury.
Note:
the AHCO family plan is not available in CT, MT, OR, SD,
VT, WA or WY. For these states, please see this accident
plan.
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The
Accident Medical Expense Benefit Amount is payable
on an excess basis. WBA will determine the Reasonable
and Customary charge for the covered Medical Expense.
They will then reduce that amount by amounts already
paid or payable by any other plan from which the insured
person is entitled to receive benefits. They will
pay the resulting amount, subject to a $100 deductible,
plus amounts paid by the insured person to satisfy cash
deductibles or coinsurance amounts. Organized
sports for ages 18 and older are excluded. In
no event will they pay more than the $5,000 per accident.
The policies includes limitations and exclusions.
Please refer to the Master Policy for all insurance
provisions.
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Rate
Information
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$5,000
Accident Plan
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Individual
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Family
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$22/month
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$29.95/month
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Plus
one-time application fee
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Online
applications are 100% secure using SSL certified 128-bit encryption.
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$10,000
Accident Plan
(Not
Available in AK, FL, IL, IN, KS, MT, NY, NV, OR, SD, UT,
or VT)
Up
to $10,000 in Supplemental Accident Insurance Coverage
per Family Member
Coverage
Information
Accident
Medical Expense Benefit*
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Amount:
$10,000 per occurrence, subject to a deductible
of $100.
Up
to $10,000 for Each Family Member, Per Occurrence
for Medical Services
- Use
Any Doctor, Emergency Room or Hospital
- Pays
Directly to You Unless You Assign Benefits
- $100
Deductible
Accident
Plan $10,000 is marketed through US Benefits
Advisors. It offers $10,000 of coverage per
family member anytime you suffer an accidental bodily
injury.
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Rate
Information
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$10,000
Accident Plan
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Individual
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Family
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$39.95/month
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$39.95/month
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Plus
one-time $20 application fee
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*
All online applications are 100% secure using SSL certified
128-bit encryption.
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