OptumHealth Bank can be a good option for someone with a United Healthcare/Golden Rule HSA health plan who is looking for the ease and convenience of making a monthly HSA deposit at the same time as paying their health insurance premiums, particularly considering the decent 4% interest rate (last time we checked).
This option is only available to those with a qualifying United Healthcare/Golden Rule insurance policy, and is administered by OptumHealth Bank. The disadvantage of this account is that you may have to change HSA administrators if you ever change health insurance companies.
For complete information on rates, perks, and HSA plan details, please visit the OptumHealth website.
Note: An OptumHealth Health Savings Account is only available with United Healthcare/Golden Rule HSA plans.
Disclaimer: The information listed above is current to best of our knowledge. Please visit this administrator's web site or contact them directly to confirm you have the most current information available.
HSA for America is an independent health insurance agency specializing in high deductible health plans qualified to work with health savings accounts. We provide a list of recommended HSA administrators as a service to our visitors and customers. We are NOT an administrator ourselves. If you have a question for a specific administrator, please contact them directly.
For a list of the administrators we recommend, please visit our HSA Administrators page.
For information on how to get instant quotes and choose a plan that is qualified to work with a health savings account, please visit our "How To" Guide page.

