Are you looking for a High Deductible Health Insurance plan for your Health Savings Account?

HSA Bank is the most popular HSA administrator among our clients. They are a good choice for someone looking for investment options while the balance in their HSA account remains low. HSA Bank gives you the option of investing in thousands of different investment vehicles offered by TD Ameritrade Corporate Services, and also provides one free debit card for the account holder and one for their Authorized Signer (spouse). Free internet banking and online transfers. This is where our president, Wiley Long, currently has his HSA.


Setup Fee
Closing Fee
Minimum Opening Deposit
Monthly Fee
Annual Fee
None
$25
None
$2.25 if balance is under $3,000
None

Download a copy of the HSA Bank Application, or Apply Online for faster service


Access Fee: Up to two (2) debit cards included with account opening. ATM withdrawals are limited to $300 daily, while point-of-purchase debit card transactions are limited to $2,000 daily. Checks can be purchased for $7.95. Written withdrawal requests are $4.00 each. Free internet banking, unlimited check transactions, contribution processing, periodic statement, tax reporting statements, online account access, and access to Bankline.

Investment Options: HSA Bank offers two self-directed investment options – a TD Ameritrade Corporate Services investment account or Mutual Fund Selection investment account.  A TD Ameritrade Corporate Services investment account provides access to stocks, bonds, and over 11,000 mutual funds.  A Mutual Fund Selection investment account provides individuals with the option to invest in ten historically high-performing mutual funds.

Investment accounts are not FDIC insured, may lose value and are not a deposit or other obligation of, or guarantee by, the bank.  Investment losses which are replaced are subject to the annual contribution limits of the HSA.

Visit the HSA Bank website for savings account interest rates.

Perks: Vast investment options, free debit card for account holder and Authorized Signer.  Personal Bankers available for customer support by toll free number 7 a.m. to 9 p.m. CST Monday - Friday.  Toll free Bankline available 24 hours a day 7 days a week.  Free internet banking and on demand transfer.

About HSA Bank:

In 1997, HSA Bank began providing dedicated Medical Savings Account administration. Since the passing of the Medicare Act of 2003 and the creation of health savings accounts (HSAs) beginning January 1, 2004, HSA Bank focused on and remains dedicated to servicing and administering HSAs. Due to the rapid expansion of the Health Savings Account market, HSA Bank was acquired by Webster Financial Corporation on February 28, 2005. Webster Financial Corporation is the holding company for Webster Bank, National Association. HSA Bank is a division of Webster Bank, N.A. Webster Financial Corporation is one of the largest independent banks in New England.

Webster Bank NA is FDIC insured. Investments are not FDIC insured. Interest rates are subject to change/fees.

Wiley Long, President of HSA for America, chose HSA Bank when setting up his own personal Health Savings Account.

Disclaimer:  The information listed above is current to best of our knowledge.  Please visit this administrator's web site or contact them directly to confirm you have the most current information available.

HSA for America is an independent health insurance agency specializing in high deductible health plans qualified to work with health savings accounts.  We provide a list of recommended HSA administrators as a service to our visitors and customers.  We are NOT an administrator ourselves.  If you have a question for a specific administrator, please contact them directly.

For a list of the administrators we recommend, please visit our HSA Administrators page.

For information on how to get instant quotes and choose a plan that is qualified to work with a health savings account, please visit our "How To" Guide page.

HSA for America
Wiley Long Enterprises, Inc.
1001-A E. Harmony Rd. #519
Fort Collins, CO 80525
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