We
are already seeing the results, with doctor charges rising
less in 2006 than any of the past 25 years. There
are also numerous companies springing up to serve the needs
resulting from this new, consumer-driven healthcare.
So
what, exactly, do HSAs promote? Personal responsibility,
of course.
Everyone
knows that their medical expenses are likely to go up as
they age. Those who take personal responsibility put
money aside to cover these future expenses. And they
have no worries about paying for medical expenses during
retirement.
Everyone
also knows that the risk of sickness and disease increases
with age. Those who take personal responsibility eat
right, exercise, and take care of themselves. And
they tend to be much more healthy and vibrant in their retirement
years.
If
you have an HSA, and take care of your finances and health,
you will pay lower taxes, lower insurance premiums, and
fewer medical bills, and you’ll have a whole lot of
money in a tax-free account one day.
HSAs
seem to particularly appeal to those who resonate with this
idea of personal responsibility. I’m curious
if you do. Email me at WileyLong@HSAforAmerica.com,
and let me know.
Below
are some of the articles we’ve published that explore
some of these ideas, and provide some tips on how you can
save money. I would also encourage you to check out
Maximize Your HSA.
This is a monthly newsletter where I share tips and information
that can save you money and help you maximize the benefit
you get from your HSA.
All
Articles are available for reprint under the following Creative
Commons License: 
If
you’d like a regular feed of news stories on HSAs,
check out our Health
Savings Account Blog.
Socialized Medicine or HSAs?
Health
Savings Accounts Put You in Control of Your Healthcare
Proponents of a "single-payer" healthcare system
are ignoring what is going on in Canada and England.
As more Americans discover health savings accounts, the
result will be lower costs, greater choice, and higher quality
medical care.
Stay
Healthy
How
Health Savings Accounts Reduce Medical Expenses and Help
You Avoid Metabolic Syndrome
Adopting certain lifestyle habits will enable you to avoid
the most common diseases of aging. Learn how a healthy
lifestyle combined with a health savings account will enable
you to accumulate a larger medical retirement account.
Health
Savings Accounts and Chiropractic Care
How you can use a Health Savings Account to pay for chiropractic
care and many other forms of alternative medicine, while
saving on your taxes.
New
Health Insurance - Avoid Diabetes and Heart Disease So Your
Medical Retirement Acct Grows
Learn about Health Savings Accounts and how they reward
individuals for staying healthy. Adopting certain
lifestyle habits should enable you to avoid the most common
diseases of aging and retire healthy and wealthy.
Using
a Health Savings Account to Pay for Alternative Medicine
Americans spend over $30 billion each year on complementary
and alternative therapies, mostly out of their own pocket.
That is because few health insurance plans cover expenses
like homeopathy, acupuncture, or Chinese medicine.
But if you own a Health Savings Account, these expenses
are 100% tax deductible.
Pay
Lower Taxes
Year-end
Health Savings Account Tax Strategies
Year-end strategies that can help maximize your Health Savings
Account.
Reduce
Your Health Insurance Deductible to $100 for Accidents
Consumer driven health plans are the new trend in healthcare.
Unfortunately, the high deductibles associated with these
plans can make them unattractive. By adding a supplemental
accident plan to your high deductible plan, you can reduce
your risk of major medical expenses.
Pay
Lower Premiums to the Insurance Company
Keeping
Your Health Insurance Premiums Low
To keep their costs down, more Americans are choosing high-deductible
health insurance plans that qualify to work with health
savings accounts. There are four key strategies that
can keep health insurance costs as low as possible while
still maintaining adequate coverage.
Pay
Less Money to Doctors and Hospitals
How
to Reduce Your Hospital Bills
As more people get high-deductible health insurance plans
in conjunction with a health savings account, they are paying
more attention to the fees they are being charged.
Savvy consumers are discovering a wide range of prices among
various providers, and many ways to reduce their hospital
bills and avoid over-charges.
Save
Money By Consulting With Your Physician By Phone
The new world of consumer-driven healthcare is opening up
many opportunities for people to save money on their medical
expenses. As more people carry high deductible plans
in conjunction with health savings accounts, medical providers
are beginning to compete for that business in a variety
of innovative ways.
Here
are a variety of other Health Savings Accounts articles
that we have published over the years:
President
