Ray at Work
Ray Leroy
Direct Line: 800-913-3419
View My Online Appointment Scheduling System


Hi, I am Ray LeRoy.

Over the past 20 years, there has been a great deal of talk about overhauling the healthcare system in this country and coming up with a better way to provide medical coverage.  The Health Savings Account (HSA) program is that better way.  HSA for America is the very best place to get important information about this revolutionary way of providing health insurance coverage for yourself and your family at a true cost savings.  In addition to the incredibly comprehensive information you will find on the Web site, Advisors like me are ready and waiting to explain any parts you may not understand, answer questions and offer suggestions on the plans that best suit your specific needs.  Our company represents a myriad of plans from the largest and most reliable  names in the insurance industry, like Blue Cross Blue Shield, Aetna, United HealthCare, Humana and many more.  I am a true believer in HSA for America because I have an HSA program with them myself.

I sold life, health and financial products in the insurance industry in Ohio for nine years as a young man.  I enjoyed helping people solve their financial concerns through the products I represented.  I also had a chance to visit some wonderful resorts as the winner of many company incentives.  However, when our children, Matthew and Rae-Michelle, entered school, I found too many work evenings away from home interfered with my ability to be the father I strived to be.

Ray at Work
The Red Rocks of Sedona won my heart and my spirit

So I changed careers, entering the publishing industry and sold advertising for a weekly newspaper.  Within two years, I was General Manager and, over the next 27 years, shepherded the company through growth that saw our paper grow from 20 to 64 pages and our circulation grow from 15,000 to 63,000 homes.  When my children graduated from college, Matt relocated to Arizona and Rae-Mi moved to California.  My wife of 38 years now, Francine, and I traveled to Sedona, Arizona to see our son and that trip changed my life.  Sedona is a Mecca for the people who love hiking and biking as much as I have for the last 20 years.  Here in Sedona, I have 113 marked hiking trails in some of the most beautiful scenery in the U.S.  so hiking was a weekly endeavor.  The wide biking lanes make riding here a dream.  Additionally, its majestic red rocks have a way of feeding one spiritually.  I fell in love with this place and made it a goal to live there someday.

Ray at Work
Our children, Matt and Rae-Michelle

Some day arrived nine years later in October of 2008.  I retired from the newspaper and Fran sold the dance studio she had owned for 24 years.  We moved to the place of our dreams, Sedona, Arizona and live there with our German shepherd, Max, and Siberian husky, Keva, much closer to our son, Matt, and daughter, Rae-Mi.  One potential stumbling block for our move was having adequate health insurance at a premium we could afford.  For over 25 years, I was responsible for shopping our newspaper company’s health insurance so I knew a little bit about HSAs.  I found HSA for America online and devoured the information.  Then I worked with an advisor who further explained things, asked me a few questions and then offered suggestions for a great plan that is perfect for my needs.

Ray at Work
Max, our 8 year old german shepherd

Ironically, through that process, I not only found the health insurance coverage I needed at a rate I could afford, but I also found my second career.  I enjoyed helping small businesses compete in the marketplace with effective advertising programs in our weekly newspapers.  Working with HSA for America, I can help other people achieve their dreams too, by providing affordable medical insurance and the terrific tax saving features of Health Savings Accounts.

You don’t have to wait for a government program to have quality health coverage at reasonable rates.  We are living our dream in Sedona, Arizona right now.  Perhaps, I can play a small part in helping you achieve your dreams.  Let me show you the way.

Ray at Work
My lovely wife, Francine and I at Palatki

Sincerely,

Ray LeRoy
RayLeRoy@HSAforAmerica.com
Direct Line: 800-913-3419
View My Online Appointment Scheduling System

“I received my coverage without difficulty -
at a better price than I had been paying”

This was a very good experience. Made a phone appt. with Ray to discuss the options. He was delayed with his previous appt. and had someone call to advise me, which was very considerate and appreciated.

He provided me with the options and then sent me an online application. The application was accepted and I received my coverage without difficulty - at a better price than I had been paying. He also advised about the accident insurance, and how it could be beneficial, and so I am now covered with that as well.

I ended up using Ray because my mom had gotten insurance through him. The best part is that he knew what products were available and was able to find me a product that met my needs for less than I had been paying.

I would recommend you to others.”

Beth Almstrom
Tucson, Arizona

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“My experience has been great, especially with Ray. He has been a consummate professional — very helpful, very detailed, and systematized.”

My experience has been great, especially with Ray. He has been a consummate professional — very helpful, very detailed, and systematized.

I chose HSA for America because I called 3 - 4 other HSA providers and they had no clue what an HSA even was. Ray knew his product and was a pro.

I would recommend you to others. Thanks!”

Wilhelm Koenig
Oklahoma City, Oklahoma

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“Ray was pleasant and helpful. He found me a plan that fit my needs and budget. Can't ask for much more than that”

“I already had an HSA account and insurance through work. I quit my job and needed to find a new insurance plan pronto. I went looking online and found your company - decided you might have some idea of how HSA's worked (unlike others I contacted).

Ray was pleasant and helpful. He found me a plan that fit my needs and budget. Can't ask for much more than that.”

Frances Almstrom
Tucson, Arizona

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“I have been very pleased with all my working with Ray. He has been very helpful with a number of questions we had and with getting us through the App process with BCBST.”

Ray LeRoy operates the same way I do in business, no slick sales BS, be honest with the customer, look out for the customer's interests and mainly "say what you mean and mean what you say".

I feel lucky to have Ray to work with.

Tom Westbrook
Tyler, TX

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“My shopping experience with HSA for America was expertly handled.”

Ray answered all questions I had in a timely manner and has given me a lot of valuable information since I signed up for the Blue Cross Insurance plan. The organization as well as Ray are very professional, informative, and easily make the experience pleasant, hassle free and easy to comprehend. I choose this company from reading about HSAs on line and obtaining an insurance quote.  I have referred a friend and given the welcome packet I received from Ray.

Debbie Palmer
Houston TX

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Hear HSA Expert Ray LeRoy's recent appearance on the WarriorTalk radio network here.

HSA for America
Wiley Long Enterprises, Inc.
1001-A E. Harmony Rd. #519
Fort Collins, CO 80525
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