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From our clients...
"Your company is very personable, pleasant to deal with and patient with all my questions. I was new to Health Savings Accounts and wanted to make sure I had a good understanding of what they were."
Linda Nelson - Lenexa, TX
"I would certainly recommend your company to others and feel you are offering a valuable service to all of us who are frustrated with the current health care system."
Diane Rumsey - Edmond, OK
"We were really impressed with the service and the straightforward answers."
Cory Shain - Patskala, OH
HSA Insurance Plans
Choose your state on the map below to compare available plans:
Our instant HSA insurance quote engine will default to show only 100% high deductible HSA insurance plans, but you can filter you results at the bottom of the page to 80% and 70% plans, and to show co-pay plans if you want to compare the rates. You will see the most competitive plans in your state, including from Aetna, Assurant, Blue Cross Blue Shield, Cigna, Humana, Golden Rule, Kaiser Permanente, and many other carriers.
Once you choose a plan, you can immediately apply online. You may also print out an application and fax or mail it into us. If you need assistance we have expert advisors available to help - just call us at 866-749-2039. For detailed instructions on how to choose a plan and apply for coverage, please see our How to Guide page. If you are interested in covering employees, please see our Small Group HSA Plans page.
IMPORTANT: Because most companies change rates for new plans on a monthly or quarterly basis, we recommend that you apply now in order to lock in current rates.
"The thing that sets you apart from the other companies is that you responded and then followed through with all the various recommendations you gave me."
My experience with HSA for America was great. I chose to do business with you because you responded quickly and efficiently to my email request for information. I got the advice I was looking for and all my questions answered in a timely manner.
The thing that sets you apart from the other companies is that you responded and then followed through with all the various recommendations you gave me. My experience with several other companies was that they made the initial contact and then I never heard from them again.
I have already passed your name to others. I'm very happy with the change in coverage, it is really working out well for me. Thanks again for all the time and patience in getting me set up.
Rita
M. Lingwood
Fair Oaks, CA
HSA Insurance Plans in the News
Have Health Savings Accounts Changed With Health Care Reform?
Since the implementation of the Affordable Care Act, we have seen numerous changes in the way we receive health care. One of the health care options affected by this law has been the high-deductible health insurance plans that allow you to open a Health Savings Account (HSA).
Low-cost HSA plans, like all plans with deductibles, must now cover preventive health care before policyholders have spent enough on their own health care to meet the plan's deductible....
Do Health Savings Accounts Satisfy Customers?
J.P. Morgan's Treasury Services business recently announced the results of its 2011 Health Savings Accounts (HSA) customer satisfaction survey.
According to the survey, nearly eight out of 10 HSA holders were “very satisfied” with their HSA. The results indicated that satisfaction increased among account holders who used their Health Savings Accounts more frequently and among longer-term account holders. ...
Six Amazing Health Savings Account Facts
Did you know that you might be missing out some major benefits if you currently have a high-deductible plan without opening a Health Savings Account (HSA)? There are six great things about Health Savings Accounts that you should know.
First, they are very easy to use. Some financial institutions offer debt cards with a HSA, and credit cards attached to a HSA may be available soon.
Second, HSA funds are yours to keep....
Why Health Savings Accounts Are On The Rise
We have seen a constant increase in the number of Health Savings Accounts because they create a win-win situation for employees and employers. Two studies were conducted to show you why enrollment in HSA plans continues to grow.
Buck Consultants conducted a survey that revealed that Health Savings Accounts are not only saving employers and consumers money, but are also helping employees (and retirees) make better decisions about their healthcare. Employers said that the cost of providing HSA high-deductible health plans is considerably less than that of providing a standard health plan. ...
How A Health Savings Account Plan Can Offer You Tax Savings
The first couple months of the year are usually the time when most people look for ways to keep more money in your pocket with tax-saving strategies. However, if you have an high deductible health insurance plan with a Health Savings Account (HSA), you don’t have to stress yourself about the April 15 deadline.
It’s not too late to save on your 2011 taxes by depositing the maximum contribution into your Health Savings Account. You still have until April 15, 2012 to make a tax deductible contribution into your HSA of $3,050 for singles and $6,150 for families....
Health Savings Account Cures High Health Care Cost
Health Savings Accounts allow you to contribute money to a savings account that earns tax-free interest, or invest money in stocks and bonds or mutual funds for tax-free earnings. You can tap your Health Savings Account (HSA) money to pay for medical expenses for you and your family and the withdrawals are also tax-free as long as you spend the money on qualified health care. That list is pretty long and includes many services that traditional health insurance doesn't cover, like dental care.
Before you can start a HSA, you must have a high-deductible health plan and not just any plan will do. Be sure to get a plan that is qualified to be combined with a HSA....
Great Health Savings Account Rewards
A high-deductible plan combined with a Health Savings Account (HSA) is a tax-advantaged way to pay for most medical expenses. HSA plans allow your savings to grow with tax-free earnings.
Plus, HSA money is yours to keep in contrast to flexible spending accounts. Those funds are only available until the end of the year.
There's even a program called "My HSA Rewards" that lets you earn cash-back from purchases to build your HSA balance. That's great at Christmas time, but it works throughout the year....
Health Savings Accounts After Medicare
You can continue withdrawing from an HSA after joining Medicare, but you won't be able to make new contributions.
Simplee Adds Support for New Insurers, Covers 80% of US Health Insurance Market
PALO ALTO, CA-- - Simplee, the best way to save money on medical bills, today announced that it has added 23 new insurance payers and BlueCross BlueShield state plans to its roster of covered health insurance ...
How HSAs Can Help Make You Healthy and Wealthy
You've probably heard of IRAs, and maybe FSAs, but what about HSAs? If your employer offers high-deductible health insurance policies, or if you've tried shopping around for low-cost health insurance, you may have run across this acronym. As their popularity has grown, so have the questions about them. In fact, I recently received a question about what they are and how to qualify for one.
GoHealth: How to Use a Health Insurance Deductible in 2012
CHICAGO, IL-- - No matter what type of health insurance coverage a consumer may have, every year they start from scratch with their deductible. Whether consumers reached their deductible in 2011 or not, ...
A.M. Best Affirms A- (Excellent) Rating of Nippon Life Insurance Co. of America
Nippon Life Insurance Company of America, a leading provider of employee benefit solutions, today announced that A.M. Best has affirmed the company’s financial strength rating of A
First Person: I Left My Job, But Not My Affordable Health Insurance
*Note: This was written by a Yahoo! contributor. Do you have a personal finance story that you'd like to share? Sign up with the Yahoo! Contributor Network to start publishing your own finance articles.
Rockford School District pushes new health plan for teachers
ROCKFORD — The Rockford School District is asking its teachers union to consider a plan that could reel in the district’s skyrocketing health care costs.
Health savings accounts are getting a closer look
Will a consumer-managed health plan really provide incentive for you to be healthier or more conscientious about what you pay for health care? It could. But with the ever-spiraling premiums of prepaid health care, that question might not matter going forward. read more
Health Plan Introduces New Individual Products
PITTSBURGH, Feb. 2, 2012 /PRNewswire/ -- UPMC Health Plan is introducing eight new affordable health care coverage plans for individuals that provide 100 percent coverage on preventive care, health savings ...
Fact-checking Jase Bolger's statement on Michigan K-12 budget cuts and teacher compensation (Julie Mack blog)
House Speaker Jase Bolger's defense about last year's K-12 education cuts is drawing furious reaction from some online readers.
