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November 08, 2005
Doctor options for Health Savings Account holders
Concierge doctors are continuing to grow in prominence. For a yearly retainer, patients receive a higher level of service from these physicians, sometimes known as “boutique” doctors. Most concierge doctors charge an annual retainer fee of $1,500 to $2,000. This amount could of course be paid for from your health savings account.
Most then offer same-day or next-day appointments, 24-hour telephone access to the doctor, and some even offer home visits and delivery of medications. The extra fees allow these doctors to slash their case loads, and provide their fewer patients much more time and attention.
Since HSA holders mainly have health insurance for larger unexpected bills like unexpected hospitalization or surgery, there may not be as much incentive for them to go to an in-network PPO doctor for doctor visits and checkups. An HSA gives them the option of receiving a very high level of personal care, and getting a tax write-off on all of it.
Find out more about Health Savings Accounts at HSA for America
Posted by Wiley Long at November 8, 2005 02:52 PM