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January 28, 2007
Aetna Introduces New Health Savings Account Options in Colorado
Aetna is offering two high-deductible Managed Choice plans that are compatible with the Aetna HealthFund Health Savings Account (HSA). These plans offer members lower premiums in exchange for higher annual deductibles, along with the advantage of an HSA. HSAs are tax-advantaged accounts used to pay for qualified medical expenses. HSA contributions are tax deductible and earn interest tax free. HSAs are portable, and unused balances can be carried forward from year to year, allowing consumers to plan and save for future health care expenses.
For those individuals on limited budgets who are able to purchase only the essentials, Aetna offers two "hospital" plans, which provide members with lower priced coverage for basic health care services. These plans provide limited coverage for preventive care – including gynecological, well-child care and physical exams – as well as inpatient hospital coverage coupled with limited benefits for outpatient surgery, skilled nursing or home health care services.
Members have the option to enroll in the Aetna Advantage™ Dental PPO Max Plan at the time of their medical election. The Dental PPO Max Plan allows members to receive quality dental care from participating dentists and nonparticipating dentists. Participating dentists have agreed to provide services at a negotiated rate for both covered services as well as noncovered services such as cosmetic tooth whitening and orthodontic care. This means members generally pay lower out-of-pocket costs.
Learn more about Health Savings Accounts at: http://www.health--savings--accounts.com
Posted by Wiley Long at January 28, 2007 12:06 PM