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September 23, 2008
High Deductible Health Plan Consumers Report Satisfaction
A recent survey release by HSA Bank has shown that high deductible health plan respondents are more likely to be engaged consumers who ask about costs prior to making an appointment, seek information about generic prescription alternatives and select lower cost treatment alternatives. The results were compiled from HSA Bank's Consumer Benchmark Survey, which provides current data regarding consumer characteristics and expectations, as well as consumer healthcare purchasing behaviors.
More than 730 respondents answered the 30-question survey. Nearly two-thirds of the respondents had a high deductible health plan. Of those respondents, 87.8 percent also reported having a Health Savings Account.
Additional highlights from the survey include:
-- When rating their overall health, no statistically significant difference exists between the respondents with a high deductible health plan and those in a traditional health plan.
-- Respondents with a high deductible health plan were no more or less likely to decide against or delay treatment due to cost when a treatment was recommended in the past 12 months.
-- Nearly 73 percent of the respondents with a high deductible health plan chose that plan over a traditional health plan option.
"The data collected in the survey suggests that people in high deductible health plans seek healthcare at the same rate as those in traditional plans, but with the added benefit of making careful consumer choices," said Kirk Hoewisch, president of HSA Bank.
You may download HSA Bank's Consumer Benchmark Survey Report at the following web address: http://www.hsabank.com/WorkArea/showcontent.aspx?contentID=2048
Posted by Wiley Long at September 23, 2008 10:45 AM