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September 01, 2011
Health Savings Accounts Are Becoming Mainstream Healthcare Options
HSA Bank's 2011 Consumer Benchmark Survey shows Health Savings Accounts are becoming mainstream healthcare options.
It turns out that people with HSA-compatible health plans have similar characteristics, like age, health status and income. Most (59.8 percent) were at least 45 years old.
Nearly 95 percent of all Health Savings Account owners described themselves as having average or better health. Less than half (42.1 percent) had annual incomes between $50,000 and $100,000.
People in this income range have the means to cover medical care until deductibles have been met. High-deductible plans purchased this year cover recommended preventive health care services without requiring policyholders meet the deductible. This may make HSA Plans more appealing to people in lower income ranges. For specific premium costs, run our instant quotes.
Posted by Wiley Long at September 1, 2011 10:40 AM