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Notice of Pending Rate Increase  

If you have not yet applied for your health insurance plan, there may still be time to lock in September rates.  Most plans have a rate increase scheduled for October 1st

 

But you must act now!

In fact, Charlie Mott and his wife recently purchased a plan that we originally quoted at $482/month.  They dawdled in sending their application in, Charlie had a birthday, just at the time the insurance company was instituting a 12% rate increase.  Unfortunately, this raised their premium to $565, an $83/month increase.  Over the course of just the first year, their delay is costing them an additional $996.

This is money that could have been spent on a big screen tv, or applied to a trip to Hawaii, or even invested in their health savings account.  You definitely don't want to be sending that money to an insurance company if you don't have to.  In this case it really was true that he who hesitates loses.

How to get August Rates

When running an instant quote on our website, be sure the Requested Effective Date is set to a date in September, and you will see the quotes using this month's rates.  After choosing a plan, you should apply right away.  On the application, request an effective date of September 28th or earlier.

Our website has complete information, and most companies we represent offer online applications.  Those that don't have applications you can print out and fax to us.  Any application that arrives in our office will be reviewed and immediately forwarded to the insurance company's underwriting department.

The quickest way to apply is through an online application.  All our online applications are sent through secure lines directly to the insurance company's underwriting department.  However, if you have some health issues that may cause underwriting problems, please fax your application to our office so we can review it before forwarding it to the insurance company.  This will allow us to expedite the process, and increase the chance of getting you covered before the end of the month.

We make it our mission at HSA for America to find you the lowest rates and best coverage to meet your particular needs.  Because insurance rates are regulated by law in every state, no insurance company or agency is allowed to sell at a price any different from the approved premium, and no one can offer a lower premium for the same insurance plans that we offer.  More importantly, we are specialists on HSA plans and will help you save money on your health insurance and medical expenses now, and year after year.  We take great care of you, so that we earn your business for life!  Select your state below to get fast free quotes, right now.

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