Lock In Rates Today

Notice of Pending Rate Increase  

If you have not yet applied for your health insurance plan, there may still be time to lock in July rates.  Most plans have a rate increase scheduled for August 1st.  And since most plans offer a one-year rate guarantee, you can lock-in rates for the next 12 months. 

 

But you must act now!

In fact, Charlie Mott and his wife recently purchased a plan that we originally quoted at $482/month.  They dawdled in sending their application in, Charlie had a birthday, just at the time the insurance company was instituting a 12% rate increase.  Unfortunately, this raised their premium to $565, an $83/month increase.  Over the course of just the first year, their delay is costing them an additional $996.

This is money that could have been spent on a big screen tv, or applied to a trip to Hawaii, or even invested in their health savings account.  You definitely don't want to be sending that money to an insurance company if you don't have to.  In this case it really was true that he who hesitates loses.

How to get July Rates

When running an instant quote on our website, be sure to look for the drop down box at the top that says EFFECTIVE DATE.  Change that to a date in June, and you will see the quotes using this month's rates.  After choosing a plan, you should apply right away.  On the application, request an effective date of July 30th or earlier.

Our website has complete information, and most companies we represent offer online applications.  Those that don't have applications you can print out and fax to us.  Any application that arrives in our office will be reviewed and immediately forwarded to the insurance company's underwriting department.

The quickest way to apply is through an online application.  All our online applications are sent through secure lines directly to the insurance company's underwriting department.  However, if you have some health issues that may cause underwriting problems, please fax your application to our office so we can review it before forwarding it to the insurance company.  This will allow us to expedite the process, and increase the chance of getting you covered before the end of the month.

 

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