Though hospitals rarely post their prices, when they do provide a price it is a "list price" that virtually no one actually pays.  Third party administrators, HMOs, and large companies routinely negotiate with hospitals in order to get the lowest price available.  When you have a high deductible, making sure you are receiving the lowest negotiated price will save you hundreds or thousands of dollars.

And according to Medical Billing Advocates of America, 80 percent of medical bills from hospitals and providers contain errors.

To be sure we are getting the lowest negotiated medical pricing only on charges we really owe, we use and recommend a service called Insnet.  HSA for America clients use this service after they have already received their PPO discounts, and routinely are able to reduce their bill even further.

HSA for America Additional Benefit:  Medical Bill Review

HSA for America clients and visitors can join for no charge, and can submit any medical bill over $200 for review.  If Insnet can save you money, they normally keep 35% of the savings as their fee, but HSA for America clients only pay 30%.  If they are not able to negotiate any further discounts, there is no charge.