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Small Employers Flocking to Health Reimbursement Arrangements
Fort Collins, Colorado (PRWEB) January 12, 2009 -- Health Reimbursement Arrangements, or HRAs, are growing in popularity as small business owners look for less expensive ways to help their employees with health insurance and other benefits. An HRA is a tax-free program that helps employers reimburse employees for the cost of their health insurance and medical expenses as a tax-free fringe benefit. HSA for America has just released two special reports explaining who qualifies for an HRA, how much money you can save, and how to inexpensively get an HRA established.
HRAs help employers offset the cost of their employees' healthcare expenses by allowing employers to submit a tax-free reimbursement to employees. These reimbursements will go towards qualifying healthcare payments that are not covered by the company's healthcare plan and may include reimbursement for deductibles, services, co-pays, or coinsurance claims.
HRAs are suitable for all types of businesses, but are uniquely designed to make healthcare more affordable for small businesses. "We have never had so many clients set up HRAs for their employees," said Wiley Long, President of HSA for America. "Group health insurance coverage has become quite expensive, so it can be difficult for small business owners to offer competitive health insurance coverage for their employees, if they are even able to offer coverage at all. An HRA can really make a lot of sense for a small business with healthy employees."
HSA for America has two special reports available on HRAs. One explains how to set up an HRA specifically to help small business owners with employees save money on their health insurance plans. The other report explains how a sole proprietor can benefit from an HRA. Either way, an HRA may help businesses save $3,000 or more per year on healthcare-related expenses.
About HSA for America:
HSA for America offers affordable HRA programs for employers and their employees, helping both employers and employees save money while receiving tax incentives for their healthcare reimbursements. In addition to a comprehensive offering of HRA programs, HSA for America also offers a wide spectrum of HSA-qualifiedd health insurance plans that help businesses and families save money on their medical expenses and income taxes.
