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How
to Apply
Please
note that all applications will be submitted in the name
of Wiley Long, the president of HSA
for America. If you have already
been working directly with one of our advisors, then that
person will be noted in our system as your personal contact.
Before
you apply, be sure to view
the Time brochure. It
contains important information regarding benefits, exclusions,
limitations, renewability, and other terms of coverage.
The
Instant Quote page
calculates Preferred
Rates. If you do not think you qualify for
Preferred Rates, please contact
us for an exact quote for your situation.
The
fastest and easiest way to get your coverage in force is
to Apply
Online, using the link above. Gather
the following information before you start the application
in order to speed the process:
-
Your doctors’ names, addresses, and phone numbers
-
Medications you currently take or recently took, including
dosage and frequency
- Dates
of hospitalization
-
The name of the plan for which you are applying
-
Your requested effective date
-
Your credit card information to cover the initial premium
If you do not wish to Apply Online, there are two other ways to apply for any
Time Insurance plan:
- The
Time Tele-App fax application is designed to be the fastest and
easiest way to apply over the phone.
- By using the Teleapp
process you may apply with Time Insurance and receive an answer in as quickly
as a week. No payment is required with your application. You
will be billed once you have been approved.
- To qualify
for this accelerated application process, you must first be able to answer NO
to a series of nine health related questions. View
the nine questions.
- If you were
able to answer NO to all nine questions, please view
the Teleapp Application.
When the Adobe Acrobat reader opens with the application, use the menu
bar at the top to save the application to a file or simply print it out right
from the reader. (You may also contact us
and we will send you an application in the mail or by fax.)
- Complete
the application and fax it to us toll
free at 1-866-284-0082.
You may also mail it us at our address below. Once your application has
been received, we will contact you with the number to call Time Insurance for
a Personal Health Interview via telephone. Depending on your medical history,
this can take between 10-20 minutes to complete.
- Once you have completed
your interview process, the underwriter will instruct you as to what comes next.
If Time does not order medical records for your file, you will usually receive
a decision on your application within 7 days. If medical records are ordered,
Time will usually issue a decision on your application within 7 days of receipt
of your records from your doctor.
- If you
were unable to answer NO to any of the nine questions under the Teleapp
process, you are still eligible to apply for any plan by filling out the
Time application and sending it in.
Simply run an instant
quote, then click "Apply" next to the plan you are
interested in and select "download an application." When
the Adobe Acrobat reader opens with the application, use the menu bar at the
top to save the application to a file or simply print it out right from the
reader. Follow
the instructions on the first page and complete the entire application. Please
fill out the application completely and include all pages.
Any unanswered questions will delay the processing. If you have any questions
about filling out the application, call application processing department at
866-749-2039, or email us at info@HSAforAmerica.com,
leave your name and phone number, and someone from our office will call you
back and answer any application questions you have. Fax
your application toll-free to 1-888-771-0010. Or Mail it to:
HSA
for America
1001-A East Harmony Road, #519
Fort Collins, CO 80525
Note:
All policies come with a money-back guarantee. After receiving
your policy, you have 10 days to review it. If for any reason you decide
not to keep the policy, you will receive a full refund of your initial premium.
Remember that you also have access to the guaranteed lowest
life insurance rates available, with easy online quotes and applications.
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