Affordable
Coverage If You Have Pre-Existing Health Conditions
Sickness
& Accident, Hospital/Surgery
For Individuals, Families and Groups
This
is the best plan we’ve found for difficult-to-insure people. It does
have very strict limitations, but it is true insurance (not just a discount
plan), and it is much better than carrying no coverage at all. There are
four different levels of coverage, described below.
- No deductible
or co-pays
- Use
any hospital or doctor
- Hospital
benefit to $1,000 per day
- Intensive
care to $4,000 per day
- Surgery
benefit to $20,000
- Benefits
paid directly to you
- Issue
ages 0 to 64
|
Because
this is hospital indemnity coverage that pays according to a schedule, it can
be paid for directly from a health savings account (HSA).
How
to Apply Not
Available in AK, MN, NH, NY, or WY 
Value Benefit
of America (VBA) has teamed up with Optum Health Allies (OHA, a wholly owned
subsidiary of United Healthcare) giving value members who have purchased Value
Health, Value Health USA, Value Hospital, and Value Guarantee access to pre-negotiated
rates over 500,000 providers at discount rates for many types of coverage including:
medical, dental, vision, hearing, alternative care, wellness, LTC, and behavioral
health. Having access to a network of providers can mean substantial discounts
in what you pay for your health care. All
VBA members will have the benefit of access to online provider networks, a 24/7
nurse line, and Call MD. New members to Value Health USA and Value Guarantee
Plans will receive all benefits with coverage available in all 50 states. Click
Here to see the plan benefits. After clicking on the link, click
on the "Explore" button in the lower right hand section.
How
to Apply |
