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- We
specialize in Health Savings Accounts.
If you want to deal with Health Savings Account experts,
you've come to the right place.
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We do personal service better than anyone.
Whether you buy a $50 policy, or a $5,000 policy,
you will be treated as our best customer every step of the
way. We'll follow your application through the underwriting
process, keep you informed along the way, answer any questions
when you get your policy, and we'll continue to be available
any time you need us. Our clients say it best on our Testimonial
page.
- We
provide one-stop shopping. We are a general
broker, with no allegiance to any one insurance company.
If a good company has a good product available at
a good price, we'll let you know about it. Generally
that means that at least the company has a rating of A-
or better from A.M. Best, has an adequate PPO network, and
is registered in good standing with the State Insurance
Commissioner. We'll give you all the details.
- We
help you find the best plan to meet your needs.
There are typically several insurance companies
offering plans in the same market. Whether you are
looking for the lowest rates, a certain doctor, or have
particular underwriting needs, we know the market and have
the expertise to show you your best options. Once
you choose a plan we can also help you find the HSA administrator
that best meets your needs.
- No
one can find you lower rates.
Because the insurance industry is highly regulated,
all agencies must by law charge the same price for any particular
coverage they represent - whether it be Blue Cross Blue
Shield, Humana, Fortis, or anyone else. The insurance company
must also charge the same price if it sells directly to
the public. The only way for us to differentiate ourselves
is by providing better service, which is what we do.
- We
expect to earn your business for life. Once
your purchase health insurance from us, we will continue
to provide
top-level service. This includes assistance in claims
situations, to periodically analyzing your coverage to see
if there is a better value with a different insurance company.
(If there is, we'll provide you the information, but
there is never any pressure to buy anything from us.)
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