WorldCARE™ Advantage Series

  Product Comparison

Features
Brief Description
Key Features
For Those Who Want
HD Advantage
(with Comprehensive
Benefit Option)
 
Increasingly popular plan which together with a Health Savings Account (HSA) pays for medical care on a tax-free basis.

 

- 12 individual and 12 family plan choices.  99% range from lowest to highest.
- In-hospital only coverage for physician and Rx (option to add outpatient benefits along with an optional $150, first-dollar wellness benefit)
- Choice of PPO or Traditional plan

Tax savings of HSA-eligible coverage, the simplicity of one deductible for the entire family, and the flexibility to increase coverage for additional premium.
Value Advantage
 

Value-priced plan providing coverage for catastrophic loss with increased levels of cost-sharing.

 

- 12 deductible/coinsurance choices.  148% range from lowest to highest.
- Access fees
- PPO plans only
- Optional physician and Rx copay

Lower-priced plan that provides coverage only for more costly, catastrophic medical expense.
Short-Term Medical
 
Temporary coverage for new graduates, temporary employees, persons between jobs, new employee awaiting group coverage.

 

- 1-6 month benefit periods
- $250 - $1,000 deductible
- Pre-existing not covered
Coverage for up to six months or until you become eligible for other coverage.
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